Who pays my expenses if I'm in a wreck? The initial item listed on all car insurance policy I have seen is Bodily Injury/Property Damage. My agent informed me that means Bodily Injury/ Property damage- that I am responsible to the other guy. So, of all those fancy sounding items on my insurance policy, what pays MY bills if I am wounded?Have you ever thought about the insurance policy which provides security to YOU more than anyone else?Before taking any auto insurance policy just think about YOUR interest first. Like every wise man.
While the first item on the majority of policies is BI/PD, which insures people you don't even know, or just meet by accident, many coverages in your auto insurance policy directly insure your well being. But if you look in minute detail, you will see that, although the cash goes to someone else, if you don't have enough cover,you will be paying the loss yourself
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